Product overview
ERGO Betriebs-Rente Index
With ERGO Betriebs-Rente Index, money is invested in traditional guarantee assets. Under the terms, surplus bonuses can be used for index participation or a traditional credit. Index participation differs from direct investment in funds. Guarantees, term requirements, costs and possible benefits are assessed within the specific workplace policy.
Key points to discuss for this option
What pension commitment does the employer make?
What are the implications of changing jobs and drawing a pension?
Occupational pensions (bAV)
Understand benefits and context
Benefits, exclusions, costs and availability depend on the specific plan and your circumstances. This page is not an individual offer.
Prepare for your conversation
- Record existing pension commitments, policies and rules
- Set the employer budget and funding model
- Consider the effects today and in retirement
- Involve HR, payroll and specialist advisers
Other options on this topic
Provider information
Back to the topicExternal information in German. The product documents and terms of the specific offer take precedence.