Product overview
ERGO Risikolebensversicherung
For the people who depend on you financially: term life insurance pays the agreed sum if an insured death occurs during the policy term. It can take account of needs such as supporting your family or covering shared loans. The sum insured, policy term and beneficiary rights are agreed to match your commitments; the policy conditions determine what applies.
Key points to discuss for this option
What sum would cover loans and ongoing expenses?
How long will the financial protection be needed?
Family and survivor protection
Understand benefits and context
Benefits, exclusions, costs and availability depend on the specific plan and your circumstances. This page is not an individual offer.
Prepare for your conversation
- List loans and your family's monthly financial needs
- Include the cost of replacing care and support
- Record existing policies and potential entitlements
- Review the sum insured, policy term and beneficiary rights
Other options on this topic
Provider information
Back to the topicExternal information in German. The product documents and terms of the specific offer take precedence.